Medicare – Introduction

Medicare Chart Book
Kaiser Foundation Medicare Chart Book
Medicare Provider Finder
Medicare – Provider Finder

Medicare & You gives an EXCELLENT Introduction to Medicare Advantage Plans, Medi Gap & Medicare Prescription Drug Plan (PDP) aka  Part D Rx and most of the Information you will ever want to know.  To get immediate quotes, information and enroll ONLINE, click here for Blue Cross and here for Blue Shield.

Medicare complies with Health Care Reform, so you do NOT need to get a policy from Covered CA.  It fact, it’s illegal for anyone to sell you a policy!  Kaiser Health News  Covered CA FAQ   Health Care.Gov

Medi-Gap  (Medicare Supplements)

Pay the medical expenses that Original Medicare Part A (Hospital) and Part B (Doctor) doesn’t.  Medicare nor Medi Gap pays for long term (nursing or home- click to learn more) care.

Medicare Advantage Plans  aka Part C

These plans often include Dental &  Part D – Rx Prescriptions   and often have NO premiums!  How is that possible? The Federal Government pays them around $700/month to handle your medical care – Explanation from Ehealth.  You must continue to pay your Medicare Part B premium of about $105/month.  It’s best to apply when you turn 65 for the supplement plans or advantage plans, as that’s the main “Open Enrollment” period, guaranteed issue for any plan.  Medicare Advantage Plans also have an annual open enrollment starting in October.

Coverage is important as Medical Bills are increasing Seniors Credit Card Debt or possible bankruptcy?

 Consumer Resources & Links

Medicare.Gov Eligibility Tool 

CBS News 10.2015 How will you get Health Insurance in Retirement?


Calif. Department on Aging

Kaiser Foundation – Medicare Chart Book

2015 Costs to remain the same CA HealthLine

Law  Medicare deductibles, co pays, premium

Reforms to the Medicare payment system are meant to promote greater efficiency in the healthcare delivery system by restructuring Medicare reimbursements from fee-for-service to bundled payments.[44][45] Under the new payment system, a single payment is paid to a hospital and a physician group for a defined episode of care (such as a hip replacement) rather than individual payments to individual service providers. In addition, it has been asserted that the Medicare Part D coverage gap (commonly called the “donut hole“) will shrink incrementally, closing completely by January 1, 2020.[46]   Wikipedia

The CBO averred that the bill would “substantially reduce the growth of Medicare’s payment rates for most services; impose an excise tax on insurance plans with relatively high premiums; and make various other changes to the federal tax code, Medicare, Medicaid, and other programs”[216]—ultimately extending the solvency of the Medicare trust fund by 8 years.[249]

Q & A on Medicare’s Website ♦  Health ♦  AHIP info  ♦   See our Medicare Advantage Page

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