Blue Shield Medicare Dental & Vision Options

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Optional supplemental dental HMO & PPO plan flyer and application

2021  HMO & PPO plan flyer and or click on Blue Shield Logo to enroll ONLINE    Paper enrollment form

be sure to add our name Steve Shorr Insurance as broker, no additional charge

optional dental

Our other pages on Dental Coverage

We don't put a lot of effort into selling dental coverage.  Generally it's a wash on paying premiums vs getting back claims payments.  Unless it's employer group.  Then the premiums are tax deductible under IRS  Section 106.  

Here's more information on how we feel about dental.  Here's our page on implants, where we get lots of inquires, but few sales.  Most people only seem to want dental coverage, after they've been told they need a lot of dental work.  Not profitable for Insurance Companies.  See our other pages for details & explanations.   See our page on Medical Loss Ratio.  Insurance Companies need to take in $1 to pay 80c in claims.  

 

Medicare Plans

Blue Cross Dental & Vision

Blue Shield Dental & Vision

Original Medicare Dental under Medicare is very limited

Individual & Family Plans

Blue Cross Dental

Blue Shield Dental & Vision

Health Net Dental & Vision

Dental & Vision for Adults and Mandatory Pediatic as an essential benefit

Dental For Everyone,
has an excellent  website with full brochures, Instant online quoting and enrollment

Dental for everyone free quote

One of our colleagues on how Dental for Everyone Works..

 

Employer Group Plans

Anthem Blue Cross Dental

Blue Shield Dental

SHOP – Covered CA for Small Business

Dental, Vision, Supplemental

 

 

 

Dental Directories

 

2019 2020 Vision Directory

8 comments on “Dental & Vision

    • Medicare doesn’t cover eye exams (sometimes called “eye refractions”) for eyeglasses or contact lenses.

      Some Medicare Advantage Plans (Part C) offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, or dental.

      Eye exams, if you have diabetes
      Glaucoma tests
      Macular degeneration tests and treatment https://www.medicare.gov/coverage/eye-exams-routine

      Does Medicare Part A cover any vision benefits?

      Not unless it’s a medical problem/emergency. Medicare Part A is intended to serve individuals strictly as a hospital insurance. If you are admitted to the hospital because of an accident involving your eyes, your plan benefits would apply; otherwise, you are responsible for all costs associated with routine vision corrections and eye exams. Oftentimes, individuals with Medicare Part A enroll in a private, individual vision insurance plan for coverage.

      Which vision benefits are available with my Medicare Part B plan?

      Medicare Part B is a medical insurance plan. As such, coverage applies to some vision care, but only when you have a medical condition that involves your eyes or affects your vision. Medicare Part B does not cover routine eye examinations and vision correction. That means prescription glasses and contact lenses will not be covered by your plan, unless you have had a necessary cataract surgery.

      Medicare Part B does cover annual glaucoma screenings for high-risk patients. These include individuals with diabetes or a family history of glaucoma, African-Americans over the age of 50, and Hispanics over the age of 65. Medicare Part B also covers cataract surgery, prosthetic eyes and special treatments for macular degeneration, but a 20% coinsurance cost typically applies to many of these treatments. https://www.vsp.com/eyewear-wellness/eye-on-vsp/medicare-vision-coverage

  1. Can you please send me Some info on a dental ins?

    Something comprehensive that takes care of root canals.

    And something where I can use the ins right away, if possible?

  2. Dorothy A says:

    When can you sign up for the Dental plan?

    Do you need to wait until the general enrollment of insurance plans?

    Reply

    One can sign up for the 65 plus dental plan at any time of the year, per page 62 of the Blue Shield 2017 Confidential Agent Training.

    See above for the online link to enroll

    You might also want to check out Dental for Everyone http://www.dentalforeveryone.com/default.aspx?id=03355-00000 which also has year around enrollment.

  3. I live in Orange County California and have vision coverage under Blue Shield 65 plus.

    I cannot find a list of eye doctors that will take my insurance.

    Can you help me with that?

    • We just updated this page to include the provider finder, above. Use the check box on type of doctor to put in Ophthalmology.

      We would be happy to be your broker of record. There is no charge. Blue Shield pays us to help you, when you appoint us. Here’s the form.

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