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Introduction by Steve Shorr * Bio
Blue Shield Medi-Gap – Supplement Plans
These plans allow you to go to ANY Doctor or Hospital that accepts Medicare
A Medigap policy is private health insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). These are “gaps” in Medicare coverage.
If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, (click here for a comparison of the differences) while a Medigap policy only supplements the costs of your Original Medicare benefits. Medicare.Gov Guide to Medigap *
Blue Shield Medi Gap Forms
Email [email protected] or call us 310.519.1335
April 2020 Changes
Summary of changes on Blue Shield Site
Rate schedule effective 4/1/2020
Rate schedule effective 1/1/2020
Rate schedule effective 10/1/19
Rate schedule ending 9/30/2019
2010 Standardized Closed Plans (closed 9/30/2019)
1990 Standardized Closed Plans (closed 5/31/2010)
1990 Standardized Closed Plans (closed 12/31/2005)
Summary of Benefits & Provisions
Plan A, F Extra, G, G Extra & N
Explanation of what Medicare Pays and Medi Gap pays on top
Medicare and You 2020 #10050
Everything you want to know
Different Parts of Medicare
Understanding your Medicare Choices
Medi Gap vs Medicare Advantage
Medicare & You - Online
Guaranteed Acceptance Guide
Blue Shield CALIFORNIA
This is just a summary of the major reasons. Check this entire page and website for all situations and Insurance Carriers.
Enrolled in Medicare and are age 65 or older; or New to Medicare, are age 64 or younger, and do not have end-stage renal disease
You enrolled with A Medicare Advantage Plan and the plan is being terminated;
terminated from any employer-sponsored health plan,
moved outside the plan’s service area.
disenrolled from the plan or program within twelve (12) months of the effective date of that enrollment.
You terminated enrollment in a Medicare Supplement plan and subsequently enrolled, for the first time, in any of the following:
• A Medicare Advantage Plan;
The company substantially violated a material provision of the contract; or
The company or its agent materially misrepresented a provision of the plan in marketing the contract to you.
You enrolled in a Blue Shield Medicare Advantage Plan, and Blue Shield either:
Reduced any of its benefits;
Increased the amount of cost-sharing or premium;
You are no longer eligible for Medi-Cal benefits.