19 comments on “Plan F Extra FAQ’s non conical

  1. Blue Shield Extra F has vision and dental.

    What does it NOT have that Anthem Blue Cross F has

    There must be difference in premiums or something?

    • Take a look at the chart above. The Federal Government sets the standards for what the 10 Medi Gap plans cover. See publication 02110 – Choosing a Medi Gap Policy for more detail.

      Thus, F Extra has to have everything that F has.

      You can get instant premium quotes & comparisons by clicking here.

      If you want to stay with Blue Cross Medi Gap they will probably have a plan G Extra in March.

      The point of Blue Shield Extra, is that they are having a special promotion and offering it to anyone who has a Medi Gap plan NOW, with any company.

      Normally, one must wait till their birthday to change to an equal or lesser plan. In 2020 Innovative and Extra doesn’t count as better.

      So, you could wait till your birthday and stay with Blue Cross.

      • Underwriting Holiday for Medicare Supplement Plans

        We’re kicking off the holiday season with a holiday of our own. We’re happy to announce that for a limited time, current Medicare Supplement members from other carriers and from Blue Shield of California can enroll in Blue Shield’s Medicare Supplement Plan F Extra and Plan G Extra without underwriting approval.

        Here are the details to get started today:

        • Plans eligible for the underwriting holiday are Medicare Supplment Plan F Extra and Medicare Supplement Plan G Extra, and for effective dates of 1/1/2020 through 5/1/2020.
        • The enrollment period starts December 1, 2019 at 12 a.m. and ends February 15, 2020, at 11:59 p.m. Applications for these plans must be received during this time to be eligible Source ** Insure Me Kevin.com **Confidential FAQ’s

  2. I am new to Blue Shield Plan F Extra & am unable to locate information regarding optometrists and benefits under the plan.

    Where is the information listed?

  3. I just turned 85. My premium for Hi-F changed in October to $133 from $126.

    Do you have any info on significant premium jumps for my continuing on Hi-F?

    Do you have any guess on whether Hi-F will continue to be available to me?

    In my experience with Hi-F there have been two years where I received a rebate in excess of $100 🙂

    So I hope I can stay with Hi-F.

    • The October 2019 edition of Cal Broker Magazine has that, pages 8 & 9. The magazine states that the Insurance Companies are still mandated to offer the coverage in the future for those who reached 65 by 12.31.2019 or qualified through SSDI.

      See the rate chart above, dated 10.2018. It shows the premium changing by age from $126 to $133. The advantage here for you is that at 85 there are no more increases due to age.

      I was recently told at a Blue Shield Agent meeting that F & Hi F would be offered – continued – grandfathered in the future for those that have it. Hi F won’t be available to new people, but you can keep it.

      If the group of those you have high f and f have too many claims, than instead of rebates, there could be rate increases. It’s a function of Medical Loss Ratio. Info on 2017 Rebates

    • Would you please clarify the changes I got on my Hi F plan for 2020? Attached

      What is the premium change?

      What is the deductible change?

      • Here’s Medicare.Gov on the cost sharing changes for 2020

        Does that “beg” the question, I paid so much into Medicare, why do they keep raising the costs?

        Here’s the latest rate sheet we have dated 4.2019

        If you look at the rate chart above, age 65 – $61, 67 – $64 and 69 – $71. Does your premium match that? We haven’t seen an update in the broker portal for your premium, nor been advised of any premium changes. We will post when we do.

        Part B Doctor visits deductible increases from $185 to $198
        Part A Hospital from $1,364 to $1,408

        The deductible where Hi F starts paying goes from $2,300 to $2,340. Sure it’s a High Deducible when so many people want FREE everything, but look at the rate chart and you’re saving $1,200 or more per year. At higher ages around $3,500/year. More than you would get on claims!

  4. How is Blue Shield and other Medicare Advantage companies are now offering so much extra, like hearing aids, help I can’t get up, vision, nutrition, etc and wellness and not before?

    • Some of it has to do with Social Determinants of Health

      which are the economic and social conditions that influence individual and group differences in health status. They are the health promoting factors found in one’s living and working conditions (such as the distribution of income, wealth, influence, and power), rather than individual risk factors (such as behavioral risk factors or genetics) that influence the risk for a disease, or vulnerability to disease or injury. The distributions of social determinants are often shaped by public policies that reflect prevailing political ideologies of the area

      In 2003, the World Health Organization (WHO) Europe suggested that the social determinants of health included:[4]

      The social gradient
      Stress
      Early life
      Social exclusion
      Work
      Unemployment
      Social support
      Addiction
      Food
      Transportation wikipedia

      Trump administration’s efforts to increase competition among Medicare Advantage and Part D plans so patients get higher quality care at lower costs. These changes will increase plan choices and benefits, and include important actions to address the opioid crisis.

      give plans the ability to be innovative and offering benefits and services that address social determinants of health for people with chronic disease

      With Medicare Advantage enrollment at an all-time high, plans need greater flexibility in offering benefits that they focus on preventing disease and keeping people healthy

      Beginning in 2019, Medicare Advantage plans can now offer supplemental benefits that are not covered under Medicare Parts A or B, if they diagnose, compensate for physical impairments, diminish the impact of injuries or health conditions, and/or reduce avoidable emergency room utilization. For example, plans may offer adult day health services, and/or in-home support services under the expanded definition of supplemental benefits when they meet these standards.

      meal delivery in more circumstances, transportation for non-medical needs like grocery shopping, and home environment services in order to improve their health or overall function as it relates to their chronic illness. For a patient with asthma, for example, a Medicare Advantage plan could cover home air cleaners and carpet shampooing to reduce irritants that may trigger asthma attacks. For someone with heart disease, a plan could provide heart healthy food or produce. And for someone with diabetes, a plan could provide transportation to a doctor’s appointment, diabetes education program or to see a nutritionist.

      new flexibilities to offer targeted supplemental benefits, cost sharing reductions for patients with chronic pain or undergoing addiction treatment CMS.gov

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