Can one buy a Medi-Gap policy if they have Medicare A & B and have ESRD?
If you have a Medi Gap plan before you are diagnosed with ESRD, you can keep it. There is also a guaranteed issue opportunity when you turn 65, Medicare Publication Kidney Dialysis & Transplant Services # 10128. page 42. If you are not in a guaranteed issue period, here’s the underwriting questions, so forget it.
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