Can one buy a Medi-Gap policy if they have Medicare A & B and have ESRD?

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If you have a Medi Gap plan before you are diagnosed with ESRD, you can keep it.  There is also a guaranteed issue opportunity when you turn 65,   Medicare Publication Kidney Dialysis & Transplant Services # 10128.  page 42.   If you are not in a guaranteed issue period, here’s the underwriting questions, so forget it.

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8 comments on “Medi Gap – Can I get Medi Gap if I have ESRD?

  1. Are there any coverage exclusions for dialysis patients with original medicare + medigap plan F before I switch my mom out of Kaiser, as Kaiser would not have to take her back into a senior advantage plan with Stage 4 cancer?

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