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Medicare & You Publication # 10050 gives an EXCELLENT Overview and most of the Information you will ever want to know.
New to Medicare?
Learn about how to enroll in Part A Hospital and Part B Doctor Visits and then follow the link to Medicare’s site where you can enroll.
Medicare Advantage Plans aka Part C
These plans often include Dental & Part D – Rx Prescriptions and often have NO premiums! How is that possible? The Federal Government pays them around $700/month to handle your medical care. You must continue to pay your Medicare Part B premium of about $105/month. It’s best to apply when you turn 65 for the supplement plans or advantage plans, as that’s the main “Open Enrollment” period, guaranteed issue for any plan. Medicare Advantage Plans also have an annual open enrollment starting in October.
Coverage is important as Medical Bills are increasing Seniors Credit Card Debt or possible bankruptcy?
Consumer Resources & Links
CBS News 10.2015 How will you get Health Insurance in Retirement?
Kaiser Foundation – Medicare Chart Book
Law Help.org Medicare
medicare.gov/cost/ deductibles, co pays, premium
Reforms to the Medicare payment system are meant to promote greater efficiency in the healthcare delivery system by restructuring Medicare reimbursements from fee-for-service to bundled payments. Under the new payment system, a single payment is paid to a hospital and a physician group for a defined episode of care (such as a hip replacement) rather than individual payments to individual service providers. In addition, it has been asserted that the Medicare Part D coverage gap (commonly called the “donut hole“) will shrink incrementally, closing completely by January 1, 2020. Wikipedia
The CBO averred that the bill would “substantially reduce the growth of Medicare’s payment rates for most services; impose an excise tax on insurance plans with relatively high premiums; and make various other changes to the federal tax code, Medicare, Medicaid, and other programs”—ultimately extending the solvency of the Medicare trust fund by 8 years.
Publication 11036 28 Pages