Medicare Part D Rx Prescriptions
Part D Rx is practically mandatory. If you don’t have coverage when you are supposed to your premium is increased when you eventually do.
Many Part D plans cover the gap or donut hole, (Brand Name 50% Discount) just be sure to read the illustrations, brochures and drug formularies, on or through our website.
Medicare Advantage plans generally include prescription drug coverage, including both brand-name and generic at participating pharmacies in your area.
For more information check out
Check out these companies webpages for more details, coverage and premiums.
The Annual Open Enrollment (AEP) is from October 15th to December 7 and then your coverage will begin January 1 (Medicare FAQ.)
Publication # 11135 When Can You Join a Medicare Drug Plan?
Part D Extra Help #10525
Understanding Part D Extra Help # 10508
MTM Medication Therapy Management Programs for Complex Health Needs – Humana MTM program elements include:
- Comprehensive reviews of medications used on an annual basis;
- Quarterly medication reviews;
- Identification of medication related problems;
- Prescriber and beneficiary interventions to promote coordinated care; and
- Standardized action plans and summaries.
medicare.gov Part D Index
More FAQ’s Medicare Site
Steve's Video on Donut Hole circa 2014?
If you want us to shop for you... Send [email protected] a copy of your Medicare ID card.
BE CAREFUL OF THE SNAFU'S!!!
The “Total Yearly Cost of Care” does not provide personalized or transparent information. For example, when a consumer inputs or changes personal data, such as drug information, his or her total estimated costs do not change. This is not mathematically possible based on the plan benefits. Additionally, the tool does not share what is included in the total cost. As a result consumers will likely see the total cost and assume they are receiving a personalized and tailored estimate which may not be accurate.
The estimated total yearly cost of care is flawed. On a plan that has reduced benefits year over year, the expectation would be that the “estimated total yearly costs” would increase. However the tool is inaccurately estimating the consumer’s costs will decrease. It doesn’t make mathematical sense. For consumers on a fixed income and cost conscious, this could be detrimental to their situation.
Most supplemental benefits are not included in the total yearly cost of care. Over the past several years supplemental benefits have expanded and provided members with options that not only treat, but prevent illness and increase quality of life. We know the high value of benefits such as vision, dental and hearing to our consumers, and they are a key way we are partners in care with our members. Some of the benefits that are not included are:
Transportation lists copay but not number of rides.
Eyeglasses list copay but does not share if benefit covers frames, lenses or contacts.
Wellness Programs include a long list of possible items including fitness, nurse hotline, Personal Emergency Response and telehealth, that can’t be lumped into a single “covered” or “not covered” benefit. Excerpt from UHC Agent Memo * Forbes * GAO 7.2019 Report *
Click here to set a phone, skype or face to face complementary consultation
Be careful using the Government’s Calculator Double check the results on the specific insurance companies website.
Do not enroll on the Governments site, send us your results and we can enroll you.
InsureMeKevin.com on figuring all this out, even with mandatory agent training Rev 8.2015
Child & Related Pages - Site Map
- AARP – Part D Rx
- Blue Cross Rx
- Blue Shield Rx
- Donut Hole – Coverage Gap
- Maximus Appeals LEP Late Enrollment Penalty
- Premiums for those with High Income Parts D Rx & B Doctor Visits
- Technical Info Part D
- Waiting Period – Pre X for Prescriptions – Part D?