Medicare Rx Brochure # 11109
Medicare Rx Brochure # 11109

Medicare Part D Prescriptions

is practically mandatory.  If you don’t have coverage when you are supposed to your premium is increased  when you eventually do.

Many Part D  plans cover the gap or donut hole, (Brand Name 50% Discount) just be sure to read the illustrations, brochures and drug formularies, on or through our website.

Medicare Advantage plans generally include prescription drug coverage, including both brand-name and generic at participating pharmacies in your area.

Check out your guide to Medicare Rx Coverage #11109,  Medicare & You #10050 or these companies webpages for more details, coverage and premiums.

Blue Cross 

 AARP – Part D Rx

♦  Blue Shield

Donut Hole - Coverage Gap
View Medicare Publication on closing the donut hole 11493
Donut Hole
Donut Hole Chart Updated Annually


  Prescription Drug Plans
Medicare & You Part D Explanations
Medicare & You – Part D Explanations


Visit our Medicare affiliate CA  Blue Cross  or  Blue Shield websites
to enroll & learn more

The Annual Open Enrollment (AEP) is from October 15th to December 7 and then your coverage will begin January 1 (Medicare FAQ.)  If you’ve just turned 65, you’re eligible now!email us or review this website for details.  If you have a Medicare Advantage Plan, with or without Rx coverage and you sign up for Part D coverage, you WILL be dropped from the Medicare Advantage plan!  You may sign up right through our site, for Part D Rx, a Medicare Advantage Plan or a Medi-Gap – Supplement Plan.


Is my Rx on the approved list – formulary, how do I get an exception?

Appeals & Grievances

2 Ways to Get Medicare Drug Coverage

How does a Prescription Drug Plan work with a Medicare Advantage Plan?  4 pages  Publication # 11135

When Can You Join a Medicare Drug Plan?

How to Join a Medicare Drug Plan

How to Switch Your Medicare Drug Plan

How to Drop Your Medicare Drug Plan

What You Pay for Medicare Drug Coverage

Costs in the Part D Coverage Gap

What Is the Part D Late Enrollment Penalty?

How much is the Part D Penalty?

What Part D Plans Cover

Drug Plan Coverage Rules

Fill a Prescription Before You Get Your Plan Card

How Other Insurance & Programs Work With Part D

MTM Medication Therapy Management Programs for Complex Health Needs – Humana

MTM program elements include:

  • Comprehensive reviews of medications used on an annual basis;
  • Quarterly medication reviews;
  • Identification of medication related problems;
  • Prescriber and beneficiary interventions to promote coordinated care; and
  • Standardized action plans and summaries.

Blue Cross Part D Index

More FAQ’s
Medicare Site

Consumer Resources

CA Health Care Advocates on Part D


Wiki Pedia

Blue Cross Anthem

Veteran’s Information

Medicare Plan Finder  (Medicare.Gov)

Be careful using the Government’s Calculator   Double check the results on the specific insurance companies website.

Do not enroll on the Governments site,  send us your results and we can enroll you. on figuring all this out, even with mandatory agent training Rev 8.2015

Child Pages

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