Monthly Premiums for those High Income – Click on image for latest  information Publication 10536

Part B & D surcharges for those with high Income

If you earn a lot of money, be thankful.  Then open up your wallet as it will cost you a little more for Part B – Medical and Part D Rx.  See the chart at right  and publication #10536 for more details.

Note that MAGI for Social Security is a little different here that from the definition for those under 65 in Obamacare.   MAGI is the total of your adjusted gross income [line 37 1040] and tax-exempt interest income.

Explanation in Specimen MAPD Evidence of Coverage  page 20

Most Medicare beneficiaries pay the standard monthly premium, which is set to cover 25 percent of Part B and Part D program costs, but a relatively small share of beneficiaries (around 6 percent in 2015) with incomes above $85,000 for single people and $170,000 for married couples are required to pay higher premiums for Medicare Part B and Part D—ranging from 35 percent to 80 percent of program costs, depending on their incomes (Figure 1).

To get immediate quotes, information and enroll ONLINE,
click here for Blue Cross and here for Blue Shield.

Figure 1: Overview of Medicare Part B and Part D Premiums in 2017 –


Related Pages



Changes in Premiums, Deductibles

Monthly Medicare Part B premiums will increase to about $120, rather than to $159, for roughly 30% of beneficiaries  Beneficiaries with higher incomes will have monthly premiums ranging from $170.50 for those with annual incomes greater than $85,000 to $389.80 for those with annual incomes greater than $214,000.

Meanwhile, beneficiaries not affected by the increase will continue to pay monthly premiums of $104.90.

$19 increase in deductibles – annual deductibles will increase to about $167, rather than to $223 Current deductibles are $147 annually.  Increase for some, not others.  If on Social Security, can’t increase more than those benefits  CA Health Line 11.11.2015

Congress asks that Part B and Deductibles not increase too much for 2016  CA Health Line 10.15.2015   Pending thought is to raise Part B from 104.90 to $159 and the deductible to $223 from $147.

Nope – maybe only a premium increase to $120 – CA Health Line 10.28.2015

Medicare Part A Hospital & B Doctor Visits Eligibility & Premium Calculator



2 comments on “Premiums for those with High Income

  1. I just retired and was earning enough to get the highest surcharge – IRMAA income-related monthly adjustment amount.

    Why does Medicare use income from my tax return filed in 2016 – 2 years prior.

    How to I get the surcharge to be lower now that I’m retired?

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