What Medicare Coverage does one need
to get if they are still working?
Is there a SEP Special Enrollment Period for Part B, MAPD Medicare Advantage and Medi-Gap when you lose Group Coverage?
Part D Rx?
When, Why and How should you sign up for Part B - Dr Visits
Medicare and You 2019 #10050 - Everything you want to know * See their section on closing the donut hole
Since you have coverage through work, you can probably postpone enrolling in Part B – Doctor Visits and Part D Rx.
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the horses mouth on if you should get Part B Doctor Visits, how to enroll, COBRA Traps, etc.
When you retire, lose your employer coverage you may then enroll in Part B Doctor visits, you will also have a special enrollment period to get Part D Rx and enroll in a Medi Gap Plan and Medicare Advantage.
So, basically, as long as you have great coverage at work, just sign up for Part A Hospital and then get Part B, supplements and Part D Rx when you retire. There might be issues if your wife wants to sign up late for Part B, as there are technical rules about it being employee coverage not COBRA, which could affect you too if you go on COBRA. See Medicare & You Page 26 – Part B Special Enrollment Period.
Anthem Medicare Supplement - Get Quotes, Information and ONLINE Enrollment - No extra charge for our help
Medicare Enrolling in Parts A & B # 11036 28 Pages
Medicare has different parts
Medicare Part A (Hospital Insurance)
Medicare Part B (Medical Insurance)
Can I get Part B if I don’t have Part A?
How do I know if I have Part A or Part B?
Medicare Part C (also known as Medicare Advantage)
Medicare Part D (prescription drug coverage)
When can I sign up?
Getting Part A and Part B automatically
Signing up for Part A and Part B
Turning 65 and you or your spouse is still working
Medicare and End-Stage Renal Disease (ESRD)
Can I still get Medicare at 65?
I have Health Insurance Marketplace coverage
I have coverage through a health savings account (HSA)
Living outside the U. S.