I’ve retired early, I’m not 65 yet. What do I do for Health – Medical Insurance?
There are plenty of Health Plans in the Individual Market. If your MAGI income is below 400% of Federal Poverty Level you may even qualify for subsidies – tax credits. Get a complementary quote, benefits, rates & subsidy calculation for California here. Nationwide (we won’t be your agent, but do get a referral fee).
If you are 62+ and getting Social Security some of your Social Security is taxable and counts towards MAGI income for subsidies.
If you are disabled, you get Medicare after two years of SSDI.
If you can really live on a budget or are unfortunately forced to, there is Medi-Cal if you are under 138% of Federal Poverty Level. We don’t get paid to help you with that, so just contact Medi-Cal directly.
Check out the Retirement Section of our website.