What’s the optimum age to start taking your Social Security Retirement Benefits?

Every year you delay taking your SS, it is equivalent to an 8% increase in benefits, upon which you will later receive a cost-of-living increase.

Don’t forget about Medicare @ 65 

If you plan to delay receiving benefits because you’re working, you’ll still need to sign up for Medicare three months before reaching age 65. If you don’t enroll in Medicare medical insurance or prescription drug coverage when you’re first eligible, it can be delayed and you may have to pay a late enrollment penalty for as long as you have coverage. You can find more detailed information about Medicare here.







Charles Schwab  

 How Work Affects Your Benefits, and

IRS Publication 915: Social Security and Equivalent Railroad Retirement Benefits.

Terry Savage.com Social Security – Still have mortgage?

Dave Ramsey – Take Social Security early?

Suze Orman – Optimum Age to retire


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