Cal STRS Disabilty Benefits Guide
Cal STRS Disabilty Benefits Guide
CalSTRS Member Handbook
CalSTRS Member Handbook
Nolo's Guide to Social Security Disability
Nolo’s Guide to Social Security Disability

Can a disabled Teacher qualify for Medicare before age 65?

Probably not, turning 65 is one way to qualify for Medicare and so is getting SSDI – Social Security Disability for two years and then getting Medicare.  Medicare

Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. (  However, as a teacher and a member of CalSTRS you don’t pay into Social Security so you probably wouldn’t get SSDI.  Check with CalSTRS,  Medicare or Attorney’s.  You might qualify under your spouse’s Social Security benefits???

The CalSTRS Disability Benefits Guide  states that you may qualify for long-term disability benefits if you have a medical condition that will prevent you from working for at least a year.

STRS Member Handbook  Your CalSTRS retirement benefit or Medicare benefit will not be reduced because of these provisions in Social Security law.

If you’ve been getting Social Security disability benefits for 24 months … you’ll qualify for Medicare

STRS – doesn’t pay into Social Security, but does pay into Medicare  See publications below.

Auxilary Benefits as a spouse of an insured worker – Nolo Excerpt

CalSTRS Publications & Medicare & Social Security

Member Handbook

Social Security, CalSTRS and You

Disability Benefits Guide 76 pages

Our Webpage on Social Security Disability

CalSTRS Disabiliy

Related Pages in Social Security » Social Security Disability – SSI, SSDI  Section

Tax Sheltered Annuities

Questions? – FAQ’s

See Menu Above


6 comments on “California Teachers & Social Security Disability

  1. I was a house wife/mother and then a career teacher ( 20 years under CalStrs).
    I became disabled in 2013.
    My husband divorced me in that same year. We were married 15 years.
    I receive a disability-pension through CalStrs but healthcare costs are leaving me all but penniless- I pay for it privately but it takes all but pennies of my pension :(. I live with and am financially dependent on family members

    Can I get healthcare through Medicare?

    • There are too many variables for me to answer your question with accuracy. Please visit your local CalSTRS office. Here’s their office locator. My “guess” is that you can’t as you don’t have Social Security… and thus wouldn’t qualify for Medicare after 2 years. See also the publications that we just added above.

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