Can a disabled Teacher qualify for Medicare before age 65?
Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. (ssa.gov) However, as a teacher and a member of CalSTRS you don’t pay into Social Security so you probably wouldn’t get SSDI. Check with CalSTRS, Medicare or Attorney’s. You might qualify under your spouse’s Social Security benefits???
The CalSTRS Disability Benefits Guide states that you may qualify for long-term disability benefits if you have a medical condition that will prevent you from working for at least a year.
STRS Member Handbook Your CalSTRS retirement benefit or Medicare benefit will not be reduced because of these provisions in Social Security law.
If you’ve been getting Social Security disability benefits for 24 months … you’ll qualify for Medicare
STRS – doesn’t pay into Social Security, but does pay into Medicare See publications below.
CalSTRS Publications & Medicare & Social Security
Disability Benefits Guide 76 pages
Questions? – FAQ’s
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